26th February 2021 Fact Sheet

A Fair Presentation of Risk

In placing a building insurance policy, the information required by insurers is evolving. This information, often referred to as ‘material facts’ determines aspects including premium, excess and whether the insurer fundamentally wants to underwrite the policy. The disclosure requirements of this information is becoming increasingly more detailed for a number of reasons including the Insurance Act of 2015 and Grenfell.

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